The National Association Against Consumer Fraud





	Attorneys What to look for when selecting an ethical Insurance Disputes Attorney: Remember, when you hire an attorney you are paying for a service and you should be satisfied with the quality of that service. They should return your phone calls promptly, communicate with you personally and keep you updated on the status of your case. The attorney should also discuss the terms of your contract, including fees, up front. If you believe your attorney's performance is less than stellar, realize that you can replace them at your own discretion. Interview them to decide which attorney you would like to handle your case. This interview takes place at an initial consultation. Don't expect your case to be solved during this visit. Consultations usually last 30 minutes so be prepared. Here are a few tips to get you ready. Write down your story, in your own words before your meeting to organize all of your thoughts; Make sure to bring copies of any documents that may affect your case; Give your attorney any names or dates that affect your case so the attorney has an idea of who is involved; Be prepared to answer all the attorney's questions; the attorney knows which questions to ask to help you; Always tell the truth even if you think some details may hurt your case. Don't lie or exaggerate the facts; Avoid becoming too emotional; Make sure you feel comfortable before leaving the attorney office. Don't be afraid to ask questions. Questions to ask an attorney: How long have you been in business? Do I need legal representation for my problem? Have you handled cases like mine in the past? What have results been on my type of case? Will you be handling my case personally? If not, what kind of work will you be doing and who will be doing the rest of the work? How available are you for meetings and phone calls? How do you handle fees? Get a written retainer including: Charges: Do you charge by the hour, a flat rate or contingency? Services that are included Extra fees that will be assessed How you will be billed What are the possible outcomes in cases such as this? How long do you expect this matter to take? What are my alternatives? Do you recommend arbitration or mediation? Important Consumer information for Insurance Disputes Law: Tips for handling your insurance claim Promptly notify your insurance company of your loss. Cooperate with your insurance company by providing all requested documentation. If you have obtained property damage of any kind, take pictures or video of the damage and keep an inventory of items that were damaged. If you disagree with the insurance company's decision on your claim, communicate your dissatisfaction with their decision in writing. If your insurance company does not resolve your claim within a reasonable time after you have provided them with documents and information they requested, consult an attorney.	After interviewing and running an extensive background check the National Association Against Consumer Fraud has awarded the following business a listing in The Business A-List: Earl I. Higgs, Jr. Morgan & Morgan P.A. 20 N. Orange Ave. 10th Floor Orlando, FL 32801 Phone (407) 849-2201 www.forthepeople.com Earl I. Higgs, Jr. has been a partner with the law firm of Morgan and Morgan, P.A. since December 2002. He has handled a wide variety of insurance disputes including homeowner’s and auto damage claims, sinkhole claims, hurricane damage claims, disability claims and various other insurance disputes. Since 2002, Mr. Higgs has successfully represented thousands of Floridians in lawsuits to recover benefits from their insurance company. The hiring of a lawyer is an important decision that should not be based solely upon advertisement. Before you decide, ask us to send you free written information about our qualifications and experience.


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